そうならない為に『ドルコスト平均法』というやり方が一般的です。
このやり方を長期的な目線で実行して資産を増やしているのが海外の方々です。
日本と海外では金融資産の差が2倍から3倍の差が出ています。
それは学生時代に金融教育を受けていないという事も影響があると思います。
逆に海外は学生時代から金融教育を受けているので早いうちから資産形成を実行しています。
今、日経平均が下がっていますが今がNISAなどの運用商品をやり始めるのが良い時期なんではないでしょうか?
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